YEARLY HIGH
36.2680 TZS
YEARLY LOW
33.3826 TZS
YEARLY AVERAGE
35.4722 TZS

2026 GMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 36.2680. Conversely, the yearly low was recorded on January 1, dropping to 33.3826.

This high-to-low spread represents a total annual volatility of 2.8854 TZS. From a start-to-finish perspective, comparing the January average rate of 34.2741 to the December average rate of 35.8604, the exchange rate registered a net change of 4.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 36.2680 was down 4.74% compared to the 2025 peak of 38.0714, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 181,340 TZS
2025 Average 177,422 TZS
Yearly Trough Low 166,913 TZS
Transaction Impact: A difference of 14,426.77 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

36.1866
34.1002
JanuMarcMayJuly

GMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.3513, compared to 35.8349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4836 points.

H1 Avg (Jan–Jun) 35.3513
H2 Avg (Jul–Dec) 35.8349

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.8913 TZS (High: 35.2740 / Low: 33.3826). On the other end, August was the most stable month, with a tight range of 0.2625 TZS (High: 35.9654 / Low: 35.7029).

January Spread (Volatile) ±1.8913
August Spread (Stable) ±0.2625

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1617 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1617

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 36.0127) against the same month in 2025 (average: 37.3541), the exchange rate shifted by -1.3414 (-3.59%).

2026 Avg (May) 36.0127
2025 Avg (May) 37.3541

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 35.2740 33.3826 34.2741
February 35.4993 34.9108 35.2431
March 35.7171 34.8694 35.2123
April 35.7701 35.0666 35.3944
May 36.2680 35.6849 36.0127
June 36.2018 35.7191 35.9711
July 36.2321 35.4865 35.8093
August 35.9654 35.7029 35.8604