2020 GNF to PKR Historical Review

YEARLY HIGH

0.0177 PKR

YEARLY LOW

0.0160 PKR

YEARLY AVERAGE

0.0168 PKR

2020 GNF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GNF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 0.0177. Conversely, the yearly low was recorded on December 31, dropping to 0.0160.

This high-to-low spread represents a total annual volatility of 0.0017 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0163 to the December average rate of 0.0161, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0177 was down 0.41% compared to the 2019 peak of 0.0178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GNF based on timing:

Yearly Peak High 89 PKR

2019 Average 81 PKR

Yearly Trough Low 80 PKR

Transaction Impact: A difference of 8.65 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0176

0.0160

JanuMarcMayJulySeptNove

GNF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0168, compared to 0.0168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0168

H2 Avg (Jul–Dec) 0.0168

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0013 PKR (High: 0.0175 / Low: 0.0162). On the other end, July was the most stable month, with a tight range of 0.0002 PKR (High: 0.0175 / Low: 0.0173).

March Spread (Volatile) ±0.0013

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0173) against the same month in 2019 (average: 0.0154), the exchange rate shifted by +0.0019 (+12.42%).

2020 Avg (April) 0.0173

2019 Avg (April) 0.0154

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0164	0.0162	0.0163
February	0.0164	0.0162	0.0163
March	0.0175	0.0162	0.0167
April	0.0177	0.0168	0.0173
May	0.0171	0.0167	0.0169
June	0.0175	0.0170	0.0173
July	0.0175	0.0173	0.0174
August	0.0176	0.0171	0.0174
September	0.0173	0.0169	0.0171
October	0.0169	0.0164	0.0166
November	0.0164	0.0161	0.0163
December	0.0163	0.0160	0.0161