2014 GTQ to HRK Historical Review

YEARLY HIGH

0.8319 HRK

YEARLY LOW

0.7060 HRK

YEARLY AVERAGE

0.7441 HRK

2014 GTQ to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GTQ to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.8319. Conversely, the yearly low was recorded on January 1, dropping to 0.7060.

This high-to-low spread represents a total annual volatility of 0.1258 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7141 to the December average rate of 0.8167, the exchange rate registered a net change of 14.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8319 was up 8.92% compared to the 2013 peak of 0.7637, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 4,159 HRK

2013 Average 3,632 HRK

Yearly Trough Low 3,530 HRK

Transaction Impact: A difference of 629.24 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8271

0.7016

JanuMarcMayJulySeptNove

GTQ to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7155, compared to 0.7727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0573 points.

H1 Avg (Jan–Jun) 0.7155

H2 Avg (Jul–Dec) 0.7727

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0421 HRK (High: 0.7877 / Low: 0.7456). On the other end, June was the most stable month, with a tight range of 0.0061 HRK (High: 0.7164 / Low: 0.7103).

September Spread (Volatile) ±0.0421

June Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0052 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.8167) against the same month in 2013 (average: 0.7084), the exchange rate shifted by +0.1082 (+15.28%).

2014 Avg (December) 0.8167

2013 Avg (December) 0.7084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7236	0.7060	0.7141
February	0.7258	0.7167	0.7216
March	0.7207	0.7123	0.7164
April	0.7185	0.7064	0.7121
May	0.7196	0.7066	0.7152
June	0.7164	0.7103	0.7135
July	0.7304	0.7120	0.7234
August	0.7464	0.7270	0.7337
September	0.7877	0.7456	0.7649
October	0.8015	0.7830	0.7901
November	0.8134	0.8025	0.8076
December	0.8319	0.8037	0.8167