2021 GTQ to HRK Historical Review

YEARLY HIGH

0.8679 HRK

YEARLY LOW

0.7866 HRK

YEARLY AVERAGE

0.8229 HRK

2021 GTQ to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GTQ to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.8679. Conversely, the yearly low was recorded on January 6, dropping to 0.7866.

This high-to-low spread represents a total annual volatility of 0.0813 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7975 to the December average rate of 0.8608, the exchange rate registered a net change of 7.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8679 was down 7.26% compared to the 2020 peak of 0.9359, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 4,339 HRK

2020 Average 4,282 HRK

Yearly Trough Low 3,933 HRK

Transaction Impact: A difference of 406.56 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8672

0.7912

JanuMarcMayJulySeptNove

GTQ to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8100, compared to 0.8357 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0257 points.

H1 Avg (Jan–Jun) 0.8100

H2 Avg (Jul–Dec) 0.8357

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0314 HRK (High: 0.8679 / Low: 0.8365). On the other end, December was the most stable month, with a tight range of 0.0087 HRK (High: 0.8650 / Low: 0.8563).

November Spread (Volatile) ±0.0314

December Spread (Stable) ±0.0087

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0176 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8522) against the same month in 2020 (average: 0.8196), the exchange rate shifted by +0.0326 (+3.98%).

2021 Avg (November) 0.8522

2020 Avg (November) 0.8196

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8030	0.7866	0.7975
February	0.8154	0.8036	0.8086
March	0.8373	0.8141	0.8255
April	0.8363	0.8074	0.8203
May	0.8139	0.7941	0.8027
June	0.8174	0.7951	0.8055
July	0.8268	0.8144	0.8189
August	0.8289	0.8146	0.8224
September	0.8364	0.8142	0.8228
October	0.8421	0.8312	0.8371
November	0.8679	0.8365	0.8522
December	0.8650	0.8563	0.8608