2016 GTQ to HRK Historical Review

YEARLY HIGH

0.9719 HRK

YEARLY LOW

0.8435 HRK

YEARLY AVERAGE

0.8953 HRK

2016 GTQ to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GTQ to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.9719. Conversely, the yearly low was recorded on May 2, dropping to 0.8435.

This high-to-low spread represents a total annual volatility of 0.1283 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9212 to the December average rate of 0.9529, the exchange rate registered a net change of 3.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9719 was up 1.92% compared to the 2015 peak of 0.9535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 4,859 HRK

2015 Average 4,480 HRK

Yearly Trough Low 4,218 HRK

Transaction Impact: A difference of 641.63 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9627

0.8455

JanuMarcMayJulySeptNove

GTQ to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8825, compared to 0.9081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0256 points.

H1 Avg (Jan–Jun) 0.8825

H2 Avg (Jul–Dec) 0.9081

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0532 HRK (High: 0.9104 / Low: 0.8572). On the other end, September was the most stable month, with a tight range of 0.0125 HRK (High: 0.8942 / Low: 0.8817).

March Spread (Volatile) ±0.0532

September Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0244 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.9529) against the same month in 2015 (average: 0.9210), the exchange rate shifted by +0.0319 (+3.46%).

2016 Avg (December) 0.9529

2015 Avg (December) 0.9210

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9278	0.9140	0.9212
February	0.9182	0.8830	0.8976
March	0.9104	0.8572	0.8796
April	0.8616	0.8483	0.8552
May	0.8839	0.8435	0.8666
June	0.8939	0.8633	0.8750
July	0.8970	0.8834	0.8888
August	0.8935	0.8772	0.8856
September	0.8942	0.8817	0.8877
October	0.9200	0.8885	0.9063
November	0.9486	0.8988	0.9274
December	0.9719	0.9315	0.9529