2012 HKD to NAD Historical Review

YEARLY HIGH

1.1531 NAD

YEARLY LOW

0.9690 NAD

YEARLY AVERAGE

1.0584 NAD

2012 HKD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HKD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1.1531. Conversely, the yearly low was recorded on March 4, dropping to 0.9690.

This high-to-low spread represents a total annual volatility of 0.1841 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0324 to the December average rate of 1.1135, the exchange rate registered a net change of 7.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1531 was up 5.47% compared to the 2011 peak of 1.0933, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 28,828 NAD

2011 Average 23,307 NAD

Yearly Trough Low 24,224 NAD

Transaction Impact: A difference of 4,603.63 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1506

0.9633

JanuMarcMayJulySeptNove

HKD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0231, compared to 1.0936 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0705 points.

H1 Avg (Jan–Jun) 1.0231

H2 Avg (Jul–Dec) 1.0936

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1008 NAD (High: 1.0972 / Low: 0.9964). On the other end, March was the most stable month, with a tight range of 0.0256 NAD (High: 0.9946 / Low: 0.9690).

May Spread (Volatile) ±0.1008

March Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0445 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0445

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 1.1350) against the same month in 2011 (average: 1.0485), the exchange rate shifted by +0.0865 (+8.25%).

2012 Avg (November) 1.1350

2011 Avg (November) 1.0485

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0527	1.0012	1.0324
February	1.0044	0.9747	0.9878
March	0.9946	0.9690	0.9789
April	1.0293	0.9819	1.0078
May	1.0972	0.9964	1.0499
June	1.1073	1.0561	1.0819
July	1.0974	1.0458	1.0636
August	1.0935	1.0432	1.0661
September	1.0837	1.0542	1.0676
October	1.1389	1.0737	1.1160
November	1.1531	1.1169	1.1350
December	1.1419	1.0900	1.1135