2020 HKD to NAD Historical Review

YEARLY HIGH

2.4629 NAD

YEARLY LOW

1.8009 NAD

YEARLY AVERAGE

2.1247 NAD

2020 HKD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 2.4629. Conversely, the yearly low was recorded on January 4, dropping to 1.8009.

This high-to-low spread represents a total annual volatility of 0.6620 NAD. From a start-to-finish perspective, comparing the January average rate of 1.8469 to the December average rate of 1.9190, the exchange rate registered a net change of 3.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4629 was down 47.59% compared to the 2019 peak of 4.6998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 61,574 NAD

2019 Average 46,286 NAD

Yearly Trough Low 45,024 NAD

Transaction Impact: A difference of 16,550.10 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4486

1.7922

JanuMarcMayJulySeptNove

HKD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1436, compared to 2.1058 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0378 points.

H1 Avg (Jan–Jun) 2.1436

H2 Avg (Jul–Dec) 2.1058

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3423 NAD (High: 2.3148 / Low: 1.9725). On the other end, February was the most stable month, with a tight range of 0.0732 NAD (High: 1.9756 / Low: 1.9024).

March Spread (Volatile) ±0.3423

February Spread (Stable) ±0.0732

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1391 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1391

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.3939) against the same month in 2019 (average: 1.8061), the exchange rate shifted by +0.5878 (+32.55%).

2020 Avg (April) 2.3939

2019 Avg (April) 1.8061

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9031	1.8009	1.8469
February	1.9756	1.9024	1.9258
March	2.3148	1.9725	2.1418
April	2.4629	2.3100	2.3939
May	2.4131	2.2428	2.3447
June	2.2551	2.1406	2.2087
July	2.2026	2.1233	2.1604
August	2.2825	2.1367	2.2375
September	2.2386	2.0941	2.1678
October	2.3361	2.0849	2.1446
November	2.1038	1.9688	2.0055
December	1.9807	1.8761	1.9190