2014 HKD to NAD Historical Review

YEARLY HIGH

1.5072 NAD

YEARLY LOW

1.3307 NAD

YEARLY AVERAGE

1.3990 NAD

2014 HKD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HKD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1.5072. Conversely, the yearly low was recorded on May 24, dropping to 1.3307.

This high-to-low spread represents a total annual volatility of 0.1765 NAD. From a start-to-finish perspective, comparing the January average rate of 1.3997 to the December average rate of 1.4829, the exchange rate registered a net change of 5.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.5072 was up 11.11% compared to the 2013 peak of 1.3565, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 37,680 NAD

2013 Average 31,093 NAD

Yearly Trough Low 33,268 NAD

Transaction Impact: A difference of 4,412.35 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.4970

1.3289

JanuMarcMayJulySeptNove

HKD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3797, compared to 1.4184 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0387 points.

H1 Avg (Jan–Jun) 1.3797

H2 Avg (Jul–Dec) 1.4184

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0869 NAD (High: 1.4437 / Low: 1.3569). On the other end, August was the most stable month, with a tight range of 0.0234 NAD (High: 1.3866 / Low: 1.3633).

January Spread (Volatile) ±0.0869

August Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0314 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0314

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.4829) against the same month in 2013 (average: 1.3372), the exchange rate shifted by +0.1458 (+10.90%).

2014 Avg (December) 1.4829

2013 Avg (December) 1.3372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4437	1.3569	1.3997
February	1.4457	1.3816	1.4153
March	1.4017	1.3606	1.3839
April	1.3743	1.3444	1.3606
May	1.3574	1.3307	1.3429
June	1.3928	1.3602	1.3758
July	1.3903	1.3572	1.3756
August	1.3866	1.3633	1.3759
September	1.4511	1.3762	1.4166
October	1.4602	1.4054	1.4293
November	1.4541	1.4112	1.4298
December	1.5072	1.4209	1.4829