YEARLY HIGH
4.5552 NIO
YEARLY LOW
4.3242 NIO
YEARLY AVERAGE
4.4349 NIO

2020 HKD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 4.5552. Conversely, the yearly low was recorded on March 29, dropping to 4.3242.

This high-to-low spread represents a total annual volatility of 0.2309 NIO. From a start-to-finish perspective, comparing the January average rate of 4.3670 to the December average rate of 4.4968, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.5552 was up 3.94% compared to the 2019 peak of 4.3825, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 113,879 NIO
2019 Average 106,066 NIO
Yearly Trough Low 108,106 NIO
Transaction Impact: A difference of 5,772.75 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.5122
4.3538
JanuMarcMayJulySeptNove

HKD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3844, compared to 4.4854 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1011 points.

H1 Avg (Jan–Jun) 4.3844
H2 Avg (Jul–Dec) 4.4854

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1208 NIO (High: 4.4576 / Low: 4.3368). On the other end, December was the most stable month, with a tight range of 0.0129 NIO (High: 4.5025 / Low: 4.4896).

April Spread (Volatile) ±0.1208
December Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0141 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 4.4990) against the same month in 2019 (average: 4.3204), the exchange rate shifted by +0.1786 (+4.13%).

2020 Avg (November) 4.4990
2019 Avg (November) 4.3204

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4035 4.3333 4.3670
February 4.4044 4.3420 4.3721
March 4.4064 4.3242 4.3738
April 4.4576 4.3368 4.3992
May 4.4507 4.3501 4.3851
June 4.4637 4.3703 4.4089
July 4.4841 4.3917 4.4619
August 4.5007 4.4449 4.4855
September 4.5048 4.4624 4.4852
October 4.4976 4.4709 4.4842
November 4.5552 4.4784 4.4990
December 4.5025 4.4896 4.4968