2026 HKD to NIO Historical Review

YEARLY HIGH

4.7390 NIO

YEARLY LOW

4.6624 NIO

YEARLY AVERAGE

4.6948 NIO

2026 HKD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 4.7390. Conversely, the yearly low was recorded on July 30, dropping to 4.6624.

This high-to-low spread represents a total annual volatility of 0.0767 NIO. From a start-to-finish perspective, comparing the January average rate of 4.7162 to the December average rate of 4.6909, the exchange rate registered a net change of -0.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.7390 was down 1.16% compared to the 2025 peak of 4.7949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 118,476 NIO

2025 Average 117,947 NIO

Yearly Trough Low 116,559 NIO

Transaction Impact: A difference of 1,917.16 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.7195

4.6793

JanuMarcMayJuly

HKD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6964, compared to 4.6899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 4.6964

H2 Avg (Jul–Dec) 4.6899

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0475 NIO (High: 4.7390 / Low: 4.6915). On the other end, August was the most stable month, with a tight range of 0.0112 NIO (High: 4.6947 / Low: 4.6835).

February Spread (Volatile) ±0.0475

August Spread (Stable) ±0.0112

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0143 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 4.7019) against the same month in 2025 (average: 4.7298), the exchange rate shifted by -0.0280 (-0.59%).

2026 Avg (February) 4.7019

2025 Avg (February) 4.7298

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.7297	4.6841	4.7162
February	4.7390	4.6915	4.7019
March	4.7185	4.6835	4.6958
April	4.7180	4.6839	4.6934
May	4.6976	4.6663	4.6827
June	4.6997	4.6721	4.6885
July	4.7027	4.6624	4.6889
August	4.6947	4.6835	4.6909