2021 HKD to NIO Historical Review

YEARLY HIGH

4.5726 NIO

YEARLY LOW

4.4616 NIO

YEARLY AVERAGE

4.5150 NIO

2021 HKD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 4.5726. Conversely, the yearly low was recorded on February 9, dropping to 4.4616.

This high-to-low spread represents a total annual volatility of 0.1110 NIO. From a start-to-finish perspective, comparing the January average rate of 4.5079 to the December average rate of 4.5302, the exchange rate registered a net change of 0.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.5726 was up 0.38% compared to the 2020 peak of 4.5552, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 114,314 NIO

2020 Average 110,877 NIO

Yearly Trough Low 111,540 NIO

Transaction Impact: A difference of 2,774.34 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.5330

4.4995

JanuMarcMayJulySeptNove

HKD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5111, compared to 4.5189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0077 points.

H1 Avg (Jan–Jun) 4.5111

H2 Avg (Jul–Dec) 4.5189

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0783 NIO (High: 4.5545 / Low: 4.4762). On the other end, September was the most stable month, with a tight range of 0.0164 NIO (High: 4.5275 / Low: 4.5112).

May Spread (Volatile) ±0.0783

September Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0133 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0133

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 4.5302) against the same month in 2020 (average: 4.4968), the exchange rate shifted by +0.0334 (+0.74%).

2021 Avg (December) 4.5302

2020 Avg (December) 4.4968

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.5213	4.4956	4.5079
February	4.5221	4.4616	4.5069
March	4.5263	4.4909	4.5086
April	4.5298	4.4807	4.5023
May	4.5545	4.4762	4.5190
June	4.5560	4.4988	4.5221
July	4.5433	4.4865	4.5088
August	4.5296	4.5008	4.5122
September	4.5275	4.5112	4.5164
October	4.5311	4.5129	4.5237
November	4.5352	4.5167	4.5218
December	4.5726	4.4983	4.5302