2020 HKD to PKR Historical Review

YEARLY HIGH

21.7901 PKR

YEARLY LOW

19.7891 PKR

YEARLY AVERAGE

20.8634 PKR

2020 HKD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 21.7901. Conversely, the yearly low was recorded on February 27, dropping to 19.7891.

This high-to-low spread represents a total annual volatility of 2.0009 PKR. From a start-to-finish perspective, comparing the January average rate of 19.9052 to the December average rate of 20.6755, the exchange rate registered a net change of 3.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.7901 was up 3.95% compared to the 2019 peak of 20.9617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 544,752 PKR

2019 Average 479,291 PKR

Yearly Trough Low 494,729 PKR

Transaction Impact: A difference of 50,023.43 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.8712

19.6733

JanuMarcMayJulySeptNove

HKD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.5733, compared to 21.1536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5803 points.

H1 Avg (Jan–Jun) 20.5733

H2 Avg (Jul–Dec) 21.1536

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6581 PKR (High: 21.4566 / Low: 19.7984). On the other end, January was the most stable month, with a tight range of 0.1103 PKR (High: 19.9752 / Low: 19.8649).

March Spread (Volatile) ±1.6581

January Spread (Stable) ±0.1103

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5552 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5552

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 21.6880) against the same month in 2019 (average: 20.3187), the exchange rate shifted by +1.3693 (+6.74%).

2020 Avg (August) 21.6880

2019 Avg (August) 20.3187

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.9752	19.8649	19.9052
February	19.9098	19.7891	19.8564
March	21.4566	19.7984	20.3902
April	21.6212	20.6376	21.2370
May	21.0009	20.4422	20.6818
June	21.6955	21.0336	21.3690
July	21.6915	21.4328	21.5730
August	21.7901	21.3522	21.6880
September	21.4837	21.3369	21.4210
October	21.2982	20.6940	21.0098
November	20.7662	20.3966	20.5539
December	20.7243	20.5857	20.6755