2026 HKD to PKR Historical Review

YEARLY HIGH

36.1512 PKR

YEARLY LOW

35.2670 PKR

YEARLY AVERAGE

35.5915 PKR

2026 HKD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 36.1512. Conversely, the yearly low was recorded on July 31, dropping to 35.2670.

This high-to-low spread represents a total annual volatility of 0.8842 PKR. From a start-to-finish perspective, comparing the January average rate of 35.8994 to the December average rate of 35.3139, the exchange rate registered a net change of -1.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 36.1512 was down 4.25% compared to the 2025 peak of 37.7576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 903,779 PKR

2025 Average 903,089 PKR

Yearly Trough Low 881,675 PKR

Transaction Impact: A difference of 22,103.95 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

35.9580

35.2553

JanuMarcMayJuly

HKD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.6634, compared to 35.3759 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2874 points.

H1 Avg (Jan–Jun) 35.6634

H2 Avg (Jul–Dec) 35.3759

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.5334 PKR (High: 36.1512 / Low: 35.6177). On the other end, August was the most stable month, with a tight range of 0.0141 PKR (High: 35.3220 / Low: 35.3079).

January Spread (Volatile) ±0.5334

August Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1462 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.1462

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 35.8994) against the same month in 2025 (average: 35.8042), the exchange rate shifted by +0.0952 (+0.27%).

2026 Avg (January) 35.8994

2025 Avg (January) 35.8042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.1512	35.6177	35.8994
February	36.1075	35.6399	35.7532
March	35.8575	35.5419	35.6710
April	35.7822	35.5204	35.6066
May	35.5805	35.4869	35.5438
June	35.5490	35.4418	35.5061
July	35.5253	35.2670	35.4380
August	35.3220	35.3079	35.3139