YEARLY HIGH
37.7576 PKR
YEARLY LOW
35.6446 PKR
YEARLY AVERAGE
36.1227 PKR

2025 HKD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 37.7576. Conversely, the yearly low was recorded on March 30, dropping to 35.6446.

This high-to-low spread represents a total annual volatility of 2.1130 PKR. From a start-to-finish perspective, comparing the January average rate of 35.8042 to the December average rate of 36.0537, the exchange rate registered a net change of 0.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 37.7576 was up 4.60% compared to the 2024 peak of 36.0980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 943,940 PKR
2024 Average 892,083 PKR
Yearly Trough Low 891,114 PKR
Transaction Impact: A difference of 52,825.33 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

36.3981
35.7503
JanuMarcMayJulySeptNove

HKD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.0181, compared to 36.2273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2092 points.

H1 Avg (Jan–Jun) 36.0181
H2 Avg (Jul–Dec) 36.2273

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 2.1130 PKR (High: 37.7576 / Low: 35.6446). On the other end, January was the most stable month, with a tight range of 0.2012 PKR (High: 35.9222 / Low: 35.7210).

March Spread (Volatile) ±2.1130
January Spread (Stable) ±0.2012

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2256 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 36.0606) against the same month in 2024 (average: 35.6140), the exchange rate shifted by +0.4466 (+1.25%).

2025 Avg (March) 36.0606
2024 Avg (March) 35.6140

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 35.9222 35.7210 35.8042
February 36.2325 35.7538 35.9065
March 37.7576 35.6446 36.0606
April 36.2450 35.9736 36.1419
May 36.3739 35.9343 36.1321
June 36.2766 35.9166 36.0632
July 36.3452 36.0401 36.2126
August 36.3683 35.6912 36.1524
September 36.5447 36.1755 36.3441
October 36.5383 36.1335 36.3217
November 36.3901 36.0409 36.2792
December 36.3266 35.9544 36.0537