2012 HKD to SGD Historical Review

YEARLY HIGH

0.1672 SGD

YEARLY LOW

0.1569 SGD

YEARLY AVERAGE

0.1611 SGD

2012 HKD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HKD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1672. Conversely, the yearly low was recorded on October 17, dropping to 0.1569.

This high-to-low spread represents a total annual volatility of 0.0103 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1648 to the December average rate of 0.1575, the exchange rate registered a net change of -4.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1672 was down 0.93% compared to the 2011 peak of 0.1688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 4,181 SGD

2011 Average 4,037 SGD

Yearly Trough Low 3,923 SGD

Transaction Impact: A difference of 257.97 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1656

0.1568

JanuMarcMayJulySeptNove

HKD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1629, compared to 0.1593 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.1629

H2 Avg (Jul–Dec) 0.1593

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0066 SGD (High: 0.1658 / Low: 0.1593). On the other end, December was the most stable month, with a tight range of 0.0007 SGD (High: 0.1579 / Low: 0.1571).

May Spread (Volatile) ±0.0066

December Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0031 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1648) against the same month in 2011 (average: 0.1654), the exchange rate shifted by -0.0005 (-0.33%).

2012 Avg (January) 0.1648

2011 Avg (January) 0.1654

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1672	0.1615	0.1648
February	0.1633	0.1604	0.1617
March	0.1633	0.1610	0.1621
April	0.1625	0.1594	0.1611
May	0.1658	0.1593	0.1626
June	0.1667	0.1632	0.1648
July	0.1639	0.1605	0.1625
August	0.1616	0.1600	0.1609
September	0.1609	0.1574	0.1588
October	0.1589	0.1569	0.1579
November	0.1583	0.1574	0.1579
December	0.1579	0.1571	0.1575