2014 HKD to SGD Historical Review

YEARLY HIGH

0.1708 SGD

YEARLY LOW

0.1597 SGD

YEARLY AVERAGE

0.1634 SGD

2014 HKD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HKD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1708. Conversely, the yearly low was recorded on July 23, dropping to 0.1597.

This high-to-low spread represents a total annual volatility of 0.0111 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1640 to the December average rate of 0.1698, the exchange rate registered a net change of 3.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1708 was up 3.30% compared to the 2013 peak of 0.1654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 4,271 SGD

2013 Average 4,033 SGD

Yearly Trough Low 3,993 SGD

Transaction Impact: A difference of 278.00 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1707

0.1595

JanuMarcMayJulySeptNove

HKD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1625, compared to 0.1643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.1625

H2 Avg (Jul–Dec) 0.1643

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0031 SGD (High: 0.1643 / Low: 0.1612). On the other end, August was the most stable month, with a tight range of 0.0009 SGD (High: 0.1615 / Low: 0.1606).

September Spread (Volatile) ±0.0031

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0015 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1698) against the same month in 2013 (average: 0.1624), the exchange rate shifted by +0.0074 (+4.53%).

2014 Avg (December) 0.1698

2013 Avg (December) 0.1624

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1648	0.1629	0.1640
February	0.1645	0.1623	0.1633
March	0.1643	0.1621	0.1633
April	0.1628	0.1610	0.1618
May	0.1620	0.1609	0.1615
June	0.1622	0.1609	0.1614
July	0.1609	0.1597	0.1604
August	0.1615	0.1606	0.1611
September	0.1643	0.1612	0.1630
October	0.1656	0.1638	0.1644
November	0.1683	0.1657	0.1671
December	0.1708	0.1683	0.1698