2026 HKD to SGD Historical Review

YEARLY HIGH

0.1653 SGD

YEARLY LOW

0.1615 SGD

YEARLY AVERAGE

0.1633 SGD

2026 HKD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.1653. Conversely, the yearly low was recorded on February 11, dropping to 0.1615.

This high-to-low spread represents a total annual volatility of 0.0038 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1643 to the December average rate of 0.1640, the exchange rate registered a net change of -0.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1653 was down 6.20% compared to the 2025 peak of 0.1762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 4,132 SGD

2025 Average 4,191 SGD

Yearly Trough Low 4,037 SGD

Transaction Impact: A difference of 95.78 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1645

0.1619

JanuFebrMarcApriMayJune

HKD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1633, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1633 points.

H1 Avg (Jan–Jun) 0.1633

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0037 SGD (High: 0.1653 / Low: 0.1616). On the other end, May was the most stable month, with a tight range of 0.0005 SGD (High: 0.1631 / Low: 0.1626).

January Spread (Volatile) ±0.0037

May Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0022 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1643) against the same month in 2025 (average: 0.1749), the exchange rate shifted by -0.0107 (-6.11%).

2026 Avg (January) 0.1643

2025 Avg (January) 0.1749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1653	0.1616	0.1643
February	0.1633	0.1615	0.1621
March	0.1652	0.1623	0.1636
April	0.1643	0.1620	0.1629
May	0.1631	0.1626	0.1629
June	0.1648	0.1630	0.1640