YEARLY HIGH
4.0964 TWD
YEARLY LOW
3.8521 TWD
YEARLY AVERAGE
3.9110 TWD

2014 HKD to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HKD to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 4.0964. Conversely, the yearly low was recorded on June 30, dropping to 3.8521.

This high-to-low spread represents a total annual volatility of 0.2443 TWD. From a start-to-finish perspective, comparing the January average rate of 3.8879 to the December average rate of 4.0521, the exchange rate registered a net change of 4.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.0964 was up 5.26% compared to the 2013 peak of 3.8916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 102,410 TWD
2013 Average 95,722 TWD
Yearly Trough Low 96,303 TWD
Transaction Impact: A difference of 6,107.20 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.0706
3.8489
JanuMarcMayJulySeptNove

HKD to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8953, compared to 3.9268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0315 points.

H1 Avg (Jan–Jun) 3.8953
H2 Avg (Jul–Dec) 3.9268

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0907 TWD (High: 4.0964 / Low: 4.0057). On the other end, February was the most stable month, with a tight range of 0.0123 TWD (High: 3.9150 / Low: 3.9027).

December Spread (Volatile) ±0.0907
February Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0214 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 4.0521) against the same month in 2013 (average: 3.8396), the exchange rate shifted by +0.2126 (+5.54%).

2014 Avg (December) 4.0521
2013 Avg (December) 3.8396

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9129 3.8546 3.8879
February 3.9150 3.9027 3.9096
March 3.9493 3.8973 3.9187
April 3.9161 3.8719 3.8974
May 3.8977 3.8699 3.8880
June 3.8792 3.8521 3.8700
July 3.8785 3.8566 3.8673
August 3.8879 3.8590 3.8705
September 3.9208 3.8572 3.8870
October 3.9320 3.8962 3.9200
November 3.9997 3.9299 3.9639
December 4.0964 4.0057 4.0521