2026 HKD to TWD Historical Review

YEARLY HIGH

4.1448 TWD

YEARLY LOW

3.9900 TWD

YEARLY AVERAGE

4.0586 TWD

2026 HKD to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 4.1448. Conversely, the yearly low was recorded on January 27, dropping to 3.9900.

This high-to-low spread represents a total annual volatility of 0.1548 TWD. From a start-to-finish perspective, comparing the January average rate of 4.0406 to the December average rate of 4.1198, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.1448 was down 3.12% compared to the 2025 peak of 4.2781, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 103,620 TWD

2025 Average 99,959 TWD

Yearly Trough Low 99,750 TWD

Transaction Impact: A difference of 3,870.25 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.1304

4.0039

JanuMarcMayJuly

HKD to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0400, compared to 4.1144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0744 points.

H1 Avg (Jan–Jun) 4.0400

H2 Avg (Jul–Dec) 4.1144

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1010 TWD (High: 4.1090 / Low: 4.0081). On the other end, August was the most stable month, with a tight range of 0.0001 TWD (High: 4.1199 / Low: 4.1198).

March Spread (Volatile) ±0.1010

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0330 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0330

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 4.1090) against the same month in 2025 (average: 3.7362), the exchange rate shifted by +0.3727 (+9.98%).

2026 Avg (July) 4.1090

2025 Avg (July) 3.7362

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.0641	3.9900	4.0406
February	4.0543	3.9960	4.0282
March	4.1090	4.0081	4.0764
April	4.0851	4.0143	4.0434
May	4.0369	4.0071	4.0144
June	4.0646	4.0008	4.0372
July	4.1448	4.0616	4.1090
August	4.1199	4.1198	4.1198