YEARLY HIGH
4.2781 TWD
YEARLY LOW
3.6836 TWD
YEARLY AVERAGE
3.9998 TWD

2025 HKD to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 4.2781. Conversely, the yearly low was recorded on July 6, dropping to 3.6836.

This high-to-low spread represents a total annual volatility of 0.5945 TWD. From a start-to-finish perspective, comparing the January average rate of 4.2225 to the December average rate of 4.0334, the exchange rate registered a net change of -4.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.2781 was up 1.17% compared to the 2024 peak of 4.2286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 106,952 TWD
2024 Average 102,846 TWD
Yearly Trough Low 92,090 TWD
Transaction Impact: A difference of 14,862.66 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.2929
3.6856
JanuMarcMayJulySeptNove

HKD to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0890, compared to 3.9106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1785 points.

H1 Avg (Jan–Jun) 4.0890
H2 Avg (Jul–Dec) 3.9106

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.3774 TWD (High: 4.1417 / Low: 3.7642). On the other end, February was the most stable month, with a tight range of 0.0449 TWD (High: 4.2348 / Low: 4.1899).

May Spread (Volatile) ±0.3774
February Spread (Stable) ±0.0449

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3325 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3325

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 4.2063) against the same month in 2024 (average: 4.1306), the exchange rate shifted by +0.0757 (+1.83%).

2025 Avg (April) 4.2063
2024 Avg (April) 4.1306

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2521 4.1768 4.2225
February 4.2348 4.1899 4.2155
March 4.2745 4.2210 4.2423
April 4.2781 4.1321 4.2063
May 4.1417 3.7642 3.8737
June 3.8244 3.7075 3.7740
July 3.8113 3.6836 3.7362
August 3.9295 3.7849 3.8517
September 3.9403 3.8637 3.9028
October 3.9704 3.9068 3.9408
November 4.0402 3.9429 3.9984
December 4.0675 3.9965 4.0334