2020 HKD to XPF Historical Review

YEARLY HIGH

14.4286 XPF

YEARLY LOW

12.5162 XPF

YEARLY AVERAGE

13.4945 XPF

2020 HKD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 14.4286. Conversely, the yearly low was recorded on December 30, dropping to 12.5162.

This high-to-low spread represents a total annual volatility of 1.9125 XPF. From a start-to-finish perspective, comparing the January average rate of 13.8258 to the December average rate of 12.6458, the exchange rate registered a net change of -8.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.4286 was up 3.30% compared to the 2019 peak of 13.9672, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 360,716 XPF

2019 Average 340,057 XPF

Yearly Trough Low 312,904 XPF

Transaction Impact: A difference of 47,811.48 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.3181

12.4937

JanuMarcMayJulySeptNove

HKD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.9492, compared to 13.0399 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9093 points.

H1 Avg (Jan–Jun) 13.9492

H2 Avg (Jul–Dec) 13.0399

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9583 XPF (High: 14.4286 / Low: 13.4703). On the other end, October was the most stable month, with a tight range of 0.2025 XPF (High: 13.1822 / Low: 12.9797).

March Spread (Volatile) ±0.9583

October Spread (Stable) ±0.2025

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4230 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 13.8812) against the same month in 2019 (average: 13.4547), the exchange rate shifted by +0.4265 (+3.17%).

2020 Avg (March) 13.8812

2019 Avg (March) 13.4547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.9377	13.6495	13.8258
February	14.2271	13.8498	14.0596
March	14.4286	13.4703	13.8812
April	14.2891	14.0157	14.1661
May	14.2544	13.8463	14.0814
June	13.8379	13.5456	13.6811
July	13.7010	12.9694	13.4378
August	13.1205	12.8883	13.0148
September	13.2384	12.9134	13.0638
October	13.1822	12.9797	13.0835
November	13.2244	12.8603	12.9935
December	12.7525	12.5162	12.6458