2021 HKD to XPF Historical Review

YEARLY HIGH

13.6585 XPF

YEARLY LOW

12.4744 XPF

YEARLY AVERAGE

12.9829 XPF

2021 HKD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 13.6585. Conversely, the yearly low was recorded on January 6, dropping to 12.4744.

This high-to-low spread represents a total annual volatility of 1.1841 XPF. From a start-to-finish perspective, comparing the January average rate of 12.6505 to the December average rate of 13.5339, the exchange rate registered a net change of 6.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.6585 was down 5.34% compared to the 2020 peak of 14.4286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 341,461 XPF

2020 Average 337,291 XPF

Yearly Trough Low 311,859 XPF

Transaction Impact: A difference of 29,602.10 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.6222

12.5622

JanuMarcMayJulySeptNove

HKD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7601, compared to 13.2057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4457 points.

H1 Avg (Jan–Jun) 12.7601

H2 Avg (Jul–Dec) 13.2057

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.4587 XPF (High: 13.6585 / Low: 13.1998). On the other end, July was the most stable month, with a tight range of 0.1346 XPF (High: 13.0491 / Low: 12.9145).

November Spread (Volatile) ±0.4587

July Spread (Stable) ±0.1346

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1885 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1885

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 13.4322) against the same month in 2020 (average: 12.9935), the exchange rate shifted by +0.4387 (+3.38%).

2021 Avg (November) 13.4322

2020 Avg (November) 12.9935

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.7549	12.4744	12.6505
February	12.8619	12.6444	12.7262
March	13.0914	12.7287	12.9157
April	13.0502	12.6685	12.8404
May	12.7907	12.5506	12.6520
June	12.9600	12.5873	12.7757
July	13.0491	12.9145	12.9858
August	13.1188	12.9270	13.0260
September	13.2409	12.9196	13.0301
October	13.2993	13.1324	13.2264
November	13.6585	13.1998	13.4322
December	13.6067	13.4576	13.5339