2026 HKD to XPF Historical Review

YEARLY HIGH

13.4021 XPF

YEARLY LOW

12.7234 XPF

YEARLY AVERAGE

13.1236 XPF

2026 HKD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 13.4021. Conversely, the yearly low was recorded on January 27, dropping to 12.7234.

This high-to-low spread represents a total annual volatility of 0.6787 XPF. From a start-to-finish perspective, comparing the January average rate of 13.0438 to the December average rate of 13.1991, the exchange rate registered a net change of 1.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 13.4021 was down 10.42% compared to the 2025 peak of 14.9609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 335,053 XPF

2025 Average 339,140 XPF

Yearly Trough Low 318,086 XPF

Transaction Impact: A difference of 16,967.28 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

13.3684

12.8680

JanuMarcMayJuly

HKD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.0772, compared to 13.2629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1857 points.

H1 Avg (Jan–Jun) 13.0772

H2 Avg (Jul–Dec) 13.2629

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.4672 XPF (High: 13.1906 / Low: 12.7234). On the other end, August was the most stable month, with a tight range of 0.0207 XPF (High: 13.2106 / Low: 13.1900).

January Spread (Volatile) ±0.4672

August Spread (Stable) ±0.0207

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1539 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1539

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 13.2310) against the same month in 2025 (average: 13.1839), the exchange rate shifted by +0.0471 (+0.36%).

2026 Avg (June) 13.2310

2025 Avg (June) 13.1839

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.1906	12.7234	13.0438
February	12.9746	12.8269	12.9097
March	13.3312	12.9718	13.1853
April	13.2291	12.9034	13.0315
May	13.1030	12.9859	13.0616
June	13.4021	13.0765	13.2310
July	13.3817	13.2164	13.3267
August	13.2106	13.1900	13.1991