YEARLY HIGH
5.0986 ALL
YEARLY LOW
3.5123 ALL
YEARLY AVERAGE
4.3888 ALL

2020 HNL to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 5.0986. Conversely, the yearly low was recorded on July 19, dropping to 3.5123.

This high-to-low spread represents a total annual volatility of 1.5863 ALL. From a start-to-finish perspective, comparing the January average rate of 4.4350 to the December average rate of 4.1863, the exchange rate registered a net change of -5.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.0986 was down 31.77% compared to the 2019 peak of 7.4730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 25,493 ALL
2019 Average 22,398 ALL
Yearly Trough Low 17,561 ALL
Transaction Impact: A difference of 7,931.66 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.6786
4.1416
JanuMarcMayJulySeptNove

HNL to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5133, compared to 4.2642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2491 points.

H1 Avg (Jan–Jun) 4.5133
H2 Avg (Jul–Dec) 4.2642

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.9264 ALL (High: 4.4387 / Low: 3.5123). On the other end, August was the most stable month, with a tight range of 0.0663 ALL (High: 4.2689 / Low: 4.2025).

July Spread (Volatile) ±0.9264
August Spread (Stable) ±0.0663

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1332 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 4.5622) against the same month in 2019 (average: 4.5142), the exchange rate shifted by +0.0480 (+1.06%).

2020 Avg (May) 4.5622
2019 Avg (May) 4.5142

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4829 4.3292 4.4350
February 4.5965 4.4339 4.5103
March 4.7657 4.3357 4.5096
April 4.7144 4.5171 4.6339
May 5.0986 4.4795 4.5622
June 4.4821 4.3792 4.4291
July 4.4387 3.5123 4.3292
August 4.2689 4.2025 4.2400
September 4.3136 4.2031 4.2579
October 4.3315 4.2651 4.2885
November 4.3340 4.2443 4.2833
December 4.2585 4.1589 4.1863