YEARLY HIGH
4.8958 ALL
YEARLY LOW
4.3031 ALL
YEARLY AVERAGE
4.5929 ALL

2022 HNL to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 4.8958. Conversely, the yearly low was recorded on December 28, dropping to 4.3031.

This high-to-low spread represents a total annual volatility of 0.5927 ALL. From a start-to-finish perspective, comparing the January average rate of 4.3726 to the December average rate of 4.4000, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.8958 was up 9.19% compared to the 2021 peak of 4.4837, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 24,479 ALL
2021 Average 21,481 ALL
Yearly Trough Low 21,516 ALL
Transaction Impact: A difference of 2,963.26 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.8569
4.3082
JanuMarcMayJulySeptNove

HNL to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5198, compared to 4.6660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1462 points.

H1 Avg (Jan–Jun) 4.5198
H2 Avg (Jul–Dec) 4.6660

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.3474 ALL (High: 4.8483 / Low: 4.5009). On the other end, January was the most stable month, with a tight range of 0.0791 ALL (High: 4.4116 / Low: 4.3326).

November Spread (Volatile) ±0.3474
January Spread (Stable) ±0.0791

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2335 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 4.7813) against the same month in 2021 (average: 4.2854), the exchange rate shifted by +0.4959 (+11.57%).

2022 Avg (September) 4.7813
2021 Avg (September) 4.2854

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4116 4.3326 4.3726
February 4.4094 4.3105 4.3540
March 4.7107 4.4158 4.5610
April 4.7211 4.4762 4.5631
May 4.7308 4.5648 4.6560
June 4.6886 4.5521 4.6123
July 4.7755 4.6325 4.6886
August 4.7947 4.5110 4.6815
September 4.8958 4.6616 4.7813
October 4.8556 4.7285 4.8112
November 4.8483 4.5009 4.6336
December 4.5215 4.3031 4.4000