2020 HNL to AUD Historical Review

YEARLY HIGH

0.0699 AUD

YEARLY LOW

0.0537 AUD

YEARLY AVERAGE

0.0587 AUD

2020 HNL to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0699. Conversely, the yearly low was recorded on December 31, dropping to 0.0537.

This high-to-low spread represents a total annual volatility of 0.0162 AUD. From a start-to-finish perspective, comparing the January average rate of 0.0588 to the December average rate of 0.0547, the exchange rate registered a net change of -6.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0699 was down 29.05% compared to the 2019 peak of 0.0985, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 350 AUD

2019 Average 293 AUD

Yearly Trough Low 268 AUD

Transaction Impact: A difference of 81.18 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0658

0.0537

JanuMarcMayJulySeptNove

HNL to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0612, compared to 0.0562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0612

H2 Avg (Jul–Dec) 0.0562

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0095 AUD (High: 0.0699 / Low: 0.0604). On the other end, October was the most stable month, with a tight range of 0.0018 AUD (High: 0.0579 / Low: 0.0561).

March Spread (Volatile) ±0.0095

October Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0648) against the same month in 2019 (average: 0.0576), the exchange rate shifted by +0.0072 (+12.55%).

2020 Avg (March) 0.0648

2019 Avg (March) 0.0576

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0602	0.0573	0.0588
February	0.0616	0.0598	0.0605
March	0.0699	0.0604	0.0648
April	0.0670	0.0612	0.0637
May	0.0629	0.0600	0.0615
June	0.0591	0.0570	0.0582
July	0.0581	0.0558	0.0572
August	0.0568	0.0550	0.0561
September	0.0577	0.0550	0.0560
October	0.0579	0.0561	0.0571
November	0.0581	0.0557	0.0563
December	0.0558	0.0537	0.0547