2021 HNL to AUD Historical Review

YEARLY HIGH

0.0592 AUD

YEARLY LOW

0.0514 AUD

YEARLY AVERAGE

0.0553 AUD

2021 HNL to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.0592. Conversely, the yearly low was recorded on January 6, dropping to 0.0514.

This high-to-low spread represents a total annual volatility of 0.0078 AUD. From a start-to-finish perspective, comparing the January average rate of 0.0535 to the December average rate of 0.0576, the exchange rate registered a net change of 7.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0592 was down 15.36% compared to the 2020 peak of 0.0699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 296 AUD

2020 Average 294 AUD

Yearly Trough Low 257 AUD

Transaction Impact: A difference of 38.76 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0580

0.0527

JanuMarcMayJulySeptNove

HNL to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0537, compared to 0.0568 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0537

H2 Avg (Jul–Dec) 0.0568

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0031 AUD (High: 0.0581 / Low: 0.0550). On the other end, May was the most stable month, with a tight range of 0.0010 AUD (High: 0.0539 / Low: 0.0528).

November Spread (Volatile) ±0.0031

May Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0576) against the same month in 2020 (average: 0.0547), the exchange rate shifted by +0.0029 (+5.22%).

2021 Avg (December) 0.0576

2020 Avg (December) 0.0547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0544	0.0514	0.0535
February	0.0543	0.0516	0.0532
March	0.0546	0.0526	0.0536
April	0.0546	0.0531	0.0539
May	0.0539	0.0528	0.0535
June	0.0558	0.0535	0.0545
July	0.0574	0.0553	0.0564
August	0.0591	0.0564	0.0576
September	0.0578	0.0560	0.0567
October	0.0571	0.0549	0.0559
November	0.0581	0.0550	0.0568
December	0.0592	0.0564	0.0576