2012 HNL to GMD Historical Review

YEARLY HIGH

1.7313 GMD

YEARLY LOW

1.5052 GMD

YEARLY AVERAGE

1.6099 GMD

2012 HNL to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 1.7313. Conversely, the yearly low was recorded on December 16, dropping to 1.5052.

This high-to-low spread represents a total annual volatility of 0.2260 GMD. From a start-to-finish perspective, comparing the January average rate of 1.5568 to the December average rate of 1.5644, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.7313 was up 8.57% compared to the 2011 peak of 1.5945, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 8,656 GMD

2011 Average 7,451 GMD

Yearly Trough Low 7,526 GMD

Transaction Impact: A difference of 1,130.06 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.7159

1.5381

JanuMarcMayJulySeptNove

HNL to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5863, compared to 1.6335 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0472 points.

H1 Avg (Jan–Jun) 1.5863

H2 Avg (Jul–Dec) 1.6335

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.2167 GMD (High: 1.7245 / Low: 1.5078). On the other end, September was the most stable month, with a tight range of 0.0380 GMD (High: 1.7113 / Low: 1.6733).

November Spread (Volatile) ±0.2167

September Spread (Stable) ±0.0380

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1362 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1362

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 1.7011) against the same month in 2011 (average: 1.5337), the exchange rate shifted by +0.1674 (+10.92%).

2012 Avg (October) 1.7011

2011 Avg (October) 1.5337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5887	1.5096	1.5568
February	1.6258	1.5418	1.5924
March	1.6193	1.5449	1.6003
April	1.5793	1.5217	1.5529
May	1.6195	1.5738	1.5933
June	1.6549	1.5809	1.6222
July	1.6722	1.6203	1.6489
August	1.7111	1.6126	1.6362
September	1.7113	1.6733	1.6857
October	1.7313	1.6702	1.7011
November	1.7245	1.5078	1.5649
December	1.6375	1.5052	1.5644