2013 HNL to GMD Historical Review

YEARLY HIGH

1.8804 GMD

YEARLY LOW

1.5895 GMD

YEARLY AVERAGE

1.6861 GMD

2013 HNL to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 1.8804. Conversely, the yearly low was recorded on November 19, dropping to 1.5895.

This high-to-low spread represents a total annual volatility of 0.2909 GMD. From a start-to-finish perspective, comparing the January average rate of 1.6799 to the December average rate of 1.8576, the exchange rate registered a net change of 10.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.8804 was up 8.61% compared to the 2012 peak of 1.7313, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 9,402 GMD

2012 Average 8,050 GMD

Yearly Trough Low 7,947 GMD

Transaction Impact: A difference of 1,454.41 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.8835

1.5732

JanuMarcMayJulySeptNove

HNL to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7084, compared to 1.6637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0447 points.

H1 Avg (Jan–Jun) 1.7084

H2 Avg (Jul–Dec) 1.6637

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.2647 GMD (High: 1.8541 / Low: 1.5895). On the other end, September was the most stable month, with a tight range of 0.0228 GMD (High: 1.6155 / Low: 1.5927).

November Spread (Volatile) ±0.2647

September Spread (Stable) ±0.0228

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1579 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.8576) against the same month in 2012 (average: 1.5644), the exchange rate shifted by +0.2932 (+18.74%).

2013 Avg (December) 1.8576

2012 Avg (December) 1.5644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7172	1.6253	1.6799
February	1.7070	1.6499	1.6739
March	1.7106	1.6638	1.6840
April	1.7228	1.6820	1.7040
May	1.7547	1.6789	1.7280
June	1.8043	1.6713	1.7807
July	1.7657	1.5990	1.6228
August	1.7213	1.5957	1.6126
September	1.6155	1.5927	1.6011
October	1.6142	1.5910	1.5990
November	1.8541	1.5895	1.6891
December	1.8804	1.8292	1.8576