2016 HNL to GMD Historical Review

YEARLY HIGH

1.8989 GMD

YEARLY LOW

1.7317 GMD

YEARLY AVERAGE

1.8442 GMD

2016 HNL to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 1.8989. Conversely, the yearly low was recorded on March 1, dropping to 1.7317.

This high-to-low spread represents a total annual volatility of 0.1672 GMD. From a start-to-finish perspective, comparing the January average rate of 1.7610 to the December average rate of 1.8354, the exchange rate registered a net change of 4.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.8989 was down 8.36% compared to the 2015 peak of 2.0722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 9,495 GMD

2015 Average 9,500 GMD

Yearly Trough Low 8,658 GMD

Transaction Impact: A difference of 836.23 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.9072

1.7342

JanuMarcMayJulySeptNove

HNL to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8283, compared to 1.8602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0319 points.

H1 Avg (Jan–Jun) 1.8283

H2 Avg (Jul–Dec) 1.8602

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.1640 GMD (High: 1.8957 / Low: 1.7317). On the other end, July was the most stable month, with a tight range of 0.0125 GMD (High: 1.8813 / Low: 1.8688).

March Spread (Volatile) ±0.1640

July Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0185 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 1.8901) against the same month in 2015 (average: 1.9976), the exchange rate shifted by -0.1075 (-5.38%).

2016 Avg (April) 1.8901

2015 Avg (April) 1.9976

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7735	1.7426	1.7610
February	1.7562	1.7348	1.7486
March	1.8957	1.7317	1.7967
April	1.8989	1.8803	1.8901
May	1.8988	1.8816	1.8927
June	1.8891	1.8676	1.8805
July	1.8813	1.8688	1.8740
August	1.8825	1.8518	1.8663
September	1.8748	1.8586	1.8649
October	1.8802	1.8561	1.8667
November	1.8826	1.8301	1.8539
December	1.8614	1.8196	1.8354