2016 HNL to GNF Historical Review

YEARLY HIGH

404.8633 GNF

YEARLY LOW

320.7501 GNF

YEARLY AVERAGE

367.1718 GNF

2016 HNL to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 404.8633. Conversely, the yearly low was recorded on June 5, dropping to 320.7501.

This high-to-low spread represents a total annual volatility of 84.1132 GNF. From a start-to-finish perspective, comparing the January average rate of 344.8612 to the December average rate of 397.8012, the exchange rate registered a net change of 15.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 404.8633 was up 11.81% compared to the 2015 peak of 362.1117, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,024,316 GNF

2015 Average 1,693,898 GNF

Yearly Trough Low 1,603,750 GNF

Transaction Impact: A difference of 420,566.13 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

404.8273

320.5135

JanuMarcMayJulySeptNove

HNL to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 338.0659, compared to 396.2777 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 58.2118 points.

H1 Avg (Jan–Jun) 338.0659

H2 Avg (Jul–Dec) 396.2777

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 75.3000 GNF (High: 396.0501 / Low: 320.7501). On the other end, March was the most stable month, with a tight range of 3.5065 GNF (High: 338.1525 / Low: 334.6460).

June Spread (Volatile) ±75.3000

March Spread (Stable) ±3.5065

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 8.4534 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -8.4534

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 397.8012) against the same month in 2015 (average: 352.9081), the exchange rate shifted by +44.8931 (+12.72%).

2016 Avg (December) 397.8012

2015 Avg (December) 352.9081

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	347.2657	342.1804	344.8612
February	345.9547	337.5059	341.1157
March	338.1525	334.6460	336.8860
April	337.1494	333.6134	335.9931
May	334.8663	323.7838	327.5397
June	396.0501	320.7501	342.0000
July	397.0898	387.5909	392.9417
August	400.0331	390.7876	395.7315
September	399.9100	393.3787	397.6774
October	401.6440	393.5435	397.4372
November	401.2186	389.8686	396.0774
December	404.8633	393.0874	397.8012