2025 HNL to GNF Historical Review

YEARLY HIGH

340.5700 GNF

YEARLY LOW

328.5009 GNF

YEARLY AVERAGE

333.1595 GNF

2025 HNL to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 340.5700. Conversely, the yearly low was recorded on July 29, dropping to 328.5009.

This high-to-low spread represents a total annual volatility of 12.0691 GNF. From a start-to-finish perspective, comparing the January average rate of 339.6037 to the December average rate of 331.0070, the exchange rate registered a net change of -2.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 340.5700 was down 3.00% compared to the 2024 peak of 351.1199, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,702,850 GNF

2024 Average 1,732,118 GNF

Yearly Trough Low 1,642,505 GNF

Transaction Impact: A difference of 60,345.46 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

340.5705

328.9694

JanuMarcMayJulySeptNove

HNL to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 335.8610, compared to 330.4580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.4030 points.

H1 Avg (Jan–Jun) 335.8610

H2 Avg (Jul–Dec) 330.4580

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 5.4801 GNF (High: 340.0200 / Low: 334.5399). On the other end, November was the most stable month, with a tight range of 1.6054 GNF (High: 331.0857 / Low: 329.4803).

February Spread (Volatile) ±5.4801

November Spread (Stable) ±1.6054

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.1991 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.1991

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 339.6037) against the same month in 2024 (average: 348.1519), the exchange rate shifted by -8.5481 (-2.46%).

2025 Avg (January) 339.6037

2024 Avg (January) 348.1519

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	340.5700	338.1071	339.6037
February	340.0200	334.5399	337.7886
March	338.2361	335.9087	337.1403
April	338.2626	333.8550	335.5061
May	334.3940	332.2219	333.3071
June	333.0910	330.5911	331.8204
July	331.9572	328.5009	329.9362
August	331.4011	328.6932	329.9963
September	331.6529	328.7768	330.9351
October	332.1224	328.7379	330.7526
November	331.0857	329.4803	330.1208
December	332.7336	329.6840	331.0070