2026 HNL to GNF Historical Review

YEARLY HIGH

334.5943 GNF

YEARLY LOW

325.6105 GNF

YEARLY AVERAGE

329.5951 GNF

2026 HNL to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 334.5943. Conversely, the yearly low was recorded on July 31, dropping to 325.6105.

This high-to-low spread represents a total annual volatility of 8.9838 GNF. From a start-to-finish perspective, comparing the January average rate of 331.3485 to the December average rate of 327.4224, the exchange rate registered a net change of -1.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 334.5943 was down 1.75% compared to the 2025 peak of 340.5700, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,672,971 GNF

2025 Average 1,665,666 GNF

Yearly Trough Low 1,628,053 GNF

Transaction Impact: A difference of 44,918.78 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

331.8721

327.0179

JanuMarcMayJuly

HNL to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 330.3015, compared to 327.4758 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.8258 points.

H1 Avg (Jan–Jun) 330.3015

H2 Avg (Jul–Dec) 327.4758

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 4.5302 GNF (High: 334.5943 / Low: 330.0641). On the other end, August was the most stable month, with a tight range of 0.4591 GNF (High: 327.6337 / Low: 327.1746).

January Spread (Volatile) ±4.5302

August Spread (Stable) ±0.4591

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.7502 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.7502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 331.3485) against the same month in 2025 (average: 339.6037), the exchange rate shifted by -8.2552 (-2.43%).

2026 Avg (January) 331.3485

2025 Avg (January) 339.6037

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	334.5943	330.0641	331.3485
February	332.1935	330.7576	331.4676
March	333.4960	329.6423	330.7386
April	331.2654	329.5268	330.0005
May	330.4479	329.6099	330.0020
June	330.0302	327.3686	328.2519
July	329.5735	325.6105	327.5291
August	327.6337	327.1746	327.4224