2013 HNL to INR Historical Review

YEARLY HIGH

3.3351 INR

YEARLY LOW

2.6564 INR

YEARLY AVERAGE

2.9118 INR

2013 HNL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 28, valuing the pair at 3.3351. Conversely, the yearly low was recorded on February 7, dropping to 2.6564.

This high-to-low spread represents a total annual volatility of 0.6788 INR. From a start-to-finish perspective, comparing the January average rate of 2.7268 to the December average rate of 3.0289, the exchange rate registered a net change of 11.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.3351 was up 11.28% compared to the 2012 peak of 2.9971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 16,676 INR

2012 Average 13,821 INR

Yearly Trough Low 13,282 INR

Transaction Impact: A difference of 3,393.87 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.1751

2.6577

JanuMarcMayJulySeptNove

HNL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7814, compared to 3.0423 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2609 points.

H1 Avg (Jan–Jun) 2.7814

H2 Avg (Jul–Dec) 3.0423

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.3663 INR (High: 3.3351 / Low: 2.9688). On the other end, April was the most stable month, with a tight range of 0.0454 INR (High: 2.8167 / Low: 2.7712).

August Spread (Volatile) ±0.3663

April Spread (Stable) ±0.0454

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1240 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1240

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 3.0790) against the same month in 2012 (average: 2.8536), the exchange rate shifted by +0.2254 (+7.90%).

2013 Avg (August) 3.0790

2012 Avg (August) 2.8536

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7720	2.6750	2.7268
February	2.7335	2.6564	2.7008
March	2.7719	2.7253	2.7531
April	2.8167	2.7712	2.7961
May	2.9384	2.7524	2.8380
June	2.9733	2.7940	2.8733
July	2.9986	2.8968	2.9466
August	3.3351	2.9688	3.0790
September	3.3140	3.0342	3.1319
October	3.0583	2.9784	3.0079
November	3.1334	3.0188	3.0592
December	3.0531	2.9776	3.0289