2014 HNL to INR Historical Review

YEARLY HIGH

3.1976 INR

YEARLY LOW

2.8344 INR

YEARLY AVERAGE

2.9930 INR

2014 HNL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 3.1976. Conversely, the yearly low was recorded on June 9, dropping to 2.8344.

This high-to-low spread represents a total annual volatility of 0.3632 INR. From a start-to-finish perspective, comparing the January average rate of 3.0924 to the December average rate of 2.9786, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.1976 was down 4.12% compared to the 2013 peak of 3.3351, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 15,988 INR

2013 Average 14,565 INR

Yearly Trough Low 14,172 INR

Transaction Impact: A difference of 1,815.95 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.1840

2.8356

JanuMarcMayJulySeptNove

HNL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0834, compared to 2.9026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1808 points.

H1 Avg (Jan–Jun) 3.0834

H2 Avg (Jul–Dec) 2.9026

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.3038 INR (High: 3.1606 / Low: 2.8567). On the other end, February was the most stable month, with a tight range of 0.0365 INR (High: 3.1665 / Low: 3.1300).

May Spread (Volatile) ±0.3038

February Spread (Stable) ±0.0365

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2215 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2014: 3.1508) against the same month in 2013 (average: 2.7961), the exchange rate shifted by +0.3547 (+12.68%).

2014 Avg (April) 3.1508

2013 Avg (April) 2.7961

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.1603	3.0509	3.0924
February	3.1665	3.1300	3.1478
March	3.1842	3.1168	3.1549
April	3.1976	3.1177	3.1508
May	3.1606	2.8567	3.0880
June	2.8976	2.8344	2.8665
July	2.8903	2.8482	2.8646
August	2.9351	2.8623	2.8958
September	2.9286	2.8508	2.8840
October	2.9229	2.8699	2.8891
November	2.9313	2.8776	2.9036
December	3.0287	2.9179	2.9786