2016 HNL to INR Historical Review

YEARLY HIGH

3.0439 INR

YEARLY LOW

2.8858 INR

YEARLY AVERAGE

2.9515 INR

2016 HNL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 3.0439. Conversely, the yearly low was recorded on December 14, dropping to 2.8858.

This high-to-low spread represents a total annual volatility of 0.1581 INR. From a start-to-finish perspective, comparing the January average rate of 2.9994 to the December average rate of 2.9072, the exchange rate registered a net change of -3.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.0439 was down 1.32% compared to the 2015 peak of 3.0846, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 15,219 INR

2015 Average 14,779 INR

Yearly Trough Low 14,429 INR

Transaction Impact: A difference of 790.28 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.0357

2.8956

JanuMarcMayJulySeptNove

HNL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9758, compared to 2.9271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0488 points.

H1 Avg (Jan–Jun) 2.9758

H2 Avg (Jul–Dec) 2.9271

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0657 INR (High: 2.9685 / Low: 2.9028). On the other end, August was the most stable month, with a tight range of 0.0233 INR (High: 2.9400 / Low: 2.9167).

November Spread (Volatile) ±0.0657

August Spread (Stable) ±0.0233

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0641 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 3.0240) against the same month in 2015 (average: 2.9340), the exchange rate shifted by +0.0900 (+3.07%).

2016 Avg (February) 3.0240

2015 Avg (February) 2.9340

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0266	2.9683	2.9994
February	3.0439	3.0005	3.0240
March	2.9977	2.9330	2.9599
April	2.9550	2.9266	2.9447
May	2.9893	2.9391	2.9636
June	2.9958	2.9343	2.9634
July	2.9660	2.9291	2.9481
August	2.9400	2.9167	2.9287
September	2.9373	2.9043	2.9218
October	2.9410	2.9024	2.9191
November	2.9685	2.9028	2.9376
December	2.9511	2.8858	2.9072