2015 HNL to INR Historical Review

YEARLY HIGH

3.0846 INR

YEARLY LOW

2.8779 INR

YEARLY AVERAGE

2.9557 INR

2015 HNL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 3.0846. Conversely, the yearly low was recorded on April 28, dropping to 2.8779.

This high-to-low spread represents a total annual volatility of 0.2067 INR. From a start-to-finish perspective, comparing the January average rate of 2.9522 to the December average rate of 3.0399, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.0846 was down 3.53% compared to the 2014 peak of 3.1976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 15,423 INR

2014 Average 14,961 INR

Yearly Trough Low 14,390 INR

Transaction Impact: A difference of 1,033.49 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.0535

2.8906

JanuMarcMayJulySeptNove

HNL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9239, compared to 2.9874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0635 points.

H1 Avg (Jan–Jun) 2.9239

H2 Avg (Jul–Dec) 2.9874

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1382 INR (High: 3.0430 / Low: 2.9049). On the other end, May was the most stable month, with a tight range of 0.0286 INR (High: 2.9185 / Low: 2.8899).

August Spread (Volatile) ±0.1382

May Spread (Stable) ±0.0286

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0674 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0674

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 3.0399) against the same month in 2014 (average: 2.9786), the exchange rate shifted by +0.0613 (+2.06%).

2015 Avg (December) 3.0399

2014 Avg (December) 2.9786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0224	2.8963	2.9522
February	2.9614	2.9112	2.9340
March	2.9827	2.8780	2.9212
April	2.9456	2.8779	2.9088
May	2.9185	2.8899	2.9042
June	2.9418	2.9077	2.9231
July	2.9365	2.9023	2.9133
August	3.0430	2.9049	2.9706
September	3.0596	3.0028	3.0287
October	2.9995	2.9372	2.9613
November	3.0503	2.9676	3.0108
December	3.0846	2.9683	3.0399