YEARLY HIGH
7.8591 LKR
YEARLY LOW
7.1725 LKR
YEARLY AVERAGE
7.4969 LKR

2020 HNL to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 7.8591. Conversely, the yearly low was recorded on January 14, dropping to 7.1725.

This high-to-low spread represents a total annual volatility of 0.6866 LKR. From a start-to-finish perspective, comparing the January average rate of 7.3204 to the December average rate of 7.7205, the exchange rate registered a net change of 5.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.8591 was down 35.51% compared to the 2019 peak of 12.1859, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 39,296 LKR
2019 Average 36,415 LKR
Yearly Trough Low 35,863 LKR
Transaction Impact: A difference of 3,432.97 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.7609
7.2760
JanuMarcMayJulySeptNove

HNL to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.4541, compared to 7.5398 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0856 points.

H1 Avg (Jan–Jun) 7.4541
H2 Avg (Jul–Dec) 7.5398

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3137 LKR (High: 7.6088 / Low: 7.2951). On the other end, October was the most stable month, with a tight range of 0.0503 LKR (High: 7.5317 / Low: 7.4814).

March Spread (Volatile) ±0.3137
October Spread (Stable) ±0.0503

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1856 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1856

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 7.7205) against the same month in 2019 (average: 7.4890), the exchange rate shifted by +0.2315 (+3.09%).

2020 Avg (December) 7.7205
2019 Avg (December) 7.4890

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.3951 7.1725 7.3204
February 7.3717 7.2834 7.3165
March 7.6088 7.2951 7.4289
April 7.7683 7.6082 7.6937
May 7.6177 7.4278 7.5081
June 7.5007 7.4117 7.4573
July 7.5100 7.4422 7.4682
August 7.5545 7.3841 7.4817
September 7.5419 7.4367 7.4888
October 7.5317 7.4814 7.5029
November 7.6597 7.5008 7.5765
December 7.8591 7.6400 7.7205