2012 HNL to MGA Historical Review

YEARLY HIGH

120.2803 MGA

YEARLY LOW

108.4716 MGA

YEARLY AVERAGE

113.3850 MGA

2012 HNL to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 120.2803. Conversely, the yearly low was recorded on May 6, dropping to 108.4716.

This high-to-low spread represents a total annual volatility of 11.8087 MGA. From a start-to-finish perspective, comparing the January average rate of 116.6165 to the December average rate of 113.8359, the exchange rate registered a net change of -2.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 120.2803 was up 2.22% compared to the 2011 peak of 117.6677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 601,401 MGA

2011 Average 534,401 MGA

Yearly Trough Low 542,358 MGA

Transaction Impact: A difference of 59,043.47 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

118.9771

108.5570

JanuMarcMayJulySeptNove

HNL to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 112.5071, compared to 114.2630 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7559 points.

H1 Avg (Jan–Jun) 112.5071

H2 Avg (Jul–Dec) 114.2630

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 5.7634 MGA (High: 120.2803 / Low: 114.5169). On the other end, December was the most stable month, with a tight range of 1.1785 MGA (High: 114.4359 / Low: 113.2574).

July Spread (Volatile) ±5.7634

December Spread (Stable) ±1.1785

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.6832 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.6832

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 118.1088) against the same month in 2011 (average: 103.5402), the exchange rate shifted by +14.5686 (+14.07%).

2012 Avg (July) 118.1088

2011 Avg (July) 103.5402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	118.5537	114.3203	116.6165
February	114.9024	112.0574	113.9332
March	113.7922	110.4603	112.4023
April	110.9592	108.9052	110.3460
May	111.2779	108.4716	109.4253
June	114.5547	111.0021	112.3190
July	120.2803	114.5169	118.1088
August	118.6829	114.2652	115.6430
September	114.7688	111.6181	113.1398
October	112.3150	110.8570	111.5968
November	114.2519	112.0632	113.2536
December	114.4359	113.2574	113.8359