2016 HNL to MGA Historical Review

YEARLY HIGH

145.9634 MGA

YEARLY LOW

128.9753 MGA

YEARLY AVERAGE

139.5981 MGA

2016 HNL to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 145.9634. Conversely, the yearly low was recorded on July 29, dropping to 128.9753.

This high-to-low spread represents a total annual volatility of 16.9881 MGA. From a start-to-finish perspective, comparing the January average rate of 143.1488 to the December average rate of 142.9578, the exchange rate registered a net change of -0.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 145.9634 was down 5.99% compared to the 2015 peak of 155.2615, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 729,817 MGA

2015 Average 714,452 MGA

Yearly Trough Low 644,877 MGA

Transaction Impact: A difference of 84,940.27 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

144.9700

130.9340

JanuMarcMayJulySeptNove

HNL to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 141.9538, compared to 137.2424 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.7113 points.

H1 Avg (Jan–Jun) 141.9538

H2 Avg (Jul–Dec) 137.2424

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 12.5731 MGA (High: 141.5485 / Low: 128.9753). On the other end, April was the most stable month, with a tight range of 1.2660 MGA (High: 141.5752 / Low: 140.3092).

July Spread (Volatile) ±12.5731

April Spread (Stable) ±1.2660

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 8.6588 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -8.6588

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 142.9578) against the same month in 2015 (average: 146.6047), the exchange rate shifted by -3.6469 (-2.49%).

2016 Avg (December) 142.9578

2015 Avg (December) 146.6047

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	144.7080	142.2314	143.1488
February	142.7834	139.3106	141.1357
March	143.3453	140.7974	141.8263
April	141.5752	140.3092	141.0554
May	143.8220	138.9572	140.7561
June	144.7148	142.5475	143.8004
July	141.5485	128.9753	135.1416
August	133.4681	129.6835	132.1037
September	135.8494	132.3896	133.4764
October	141.1395	135.4739	139.0266
November	143.3498	138.0140	140.7485
December	145.9634	140.8924	142.9578