YEARLY HIGH
4.8561 PKR
YEARLY LOW
4.6296 PKR
YEARLY AVERAGE
4.7365 PKR

2015 HNL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 4.8561. Conversely, the yearly low was recorded on May 13, dropping to 4.6296.

This high-to-low spread represents a total annual volatility of 0.2265 PKR. From a start-to-finish perspective, comparing the January average rate of 4.7865 to the December average rate of 4.7878, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.8561 was down 9.60% compared to the 2014 peak of 5.3721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 24,281 PKR
2014 Average 24,774 PKR
Yearly Trough Low 23,148 PKR
Transaction Impact: A difference of 1,132.51 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.8160
4.6286
JanuMarcMayJulySeptNove

HNL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7300, compared to 4.7429 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 4.7300
H2 Avg (Jul–Dec) 4.7429

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.1750 PKR (High: 4.8561 / Low: 4.6811). On the other end, September was the most stable month, with a tight range of 0.0263 PKR (High: 4.7854 / Low: 4.7592).

March Spread (Volatile) ±0.1750
September Spread (Stable) ±0.0263

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0797 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0797

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 4.7618) against the same month in 2014 (average: 5.1836), the exchange rate shifted by -0.4218 (-8.14%).

2015 Avg (March) 4.7618
2014 Avg (March) 5.1836

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8063 4.7656 4.7865
February 4.8516 4.7699 4.7988
March 4.8561 4.6811 4.7618
April 4.7684 4.6309 4.7240
May 4.6596 4.6296 4.6442
June 4.6810 4.6527 4.6649
July 4.6739 4.6410 4.6638
August 4.7674 4.6353 4.6724
September 4.7854 4.7592 4.7709
October 4.7912 4.7247 4.7622
November 4.8151 4.7862 4.8004
December 4.8170 4.6973 4.7878