2016 HNL to PKR Historical Review

YEARLY HIGH

4.7090 PKR

YEARLY LOW

4.4668 PKR

YEARLY AVERAGE

4.6005 PKR

2016 HNL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 4.7090. Conversely, the yearly low was recorded on December 20, dropping to 4.4668.

This high-to-low spread represents a total annual volatility of 0.2422 PKR. From a start-to-finish perspective, comparing the January average rate of 4.6768 to the December average rate of 4.4924, the exchange rate registered a net change of -3.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.7090 was down 3.03% compared to the 2015 peak of 4.8561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 23,545 PKR

2015 Average 23,680 PKR

Yearly Trough Low 22,334 PKR

Transaction Impact: A difference of 1,211.16 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.6952

4.4740

JanuMarcMayJulySeptNove

HNL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6380, compared to 4.5630 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0750 points.

H1 Avg (Jan–Jun) 4.6380

H2 Avg (Jul–Dec) 4.5630

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0931 PKR (High: 4.6075 / Low: 4.5143). On the other end, April was the most stable month, with a tight range of 0.0173 PKR (High: 4.6479 / Low: 4.6306).

November Spread (Volatile) ±0.0931

April Spread (Stable) ±0.0173

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0584 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0584

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 4.6768) against the same month in 2015 (average: 4.7865), the exchange rate shifted by -0.1097 (-2.29%).

2016 Avg (January) 4.6768

2015 Avg (January) 4.7865

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.7090	4.6537	4.6768
February	4.6668	4.6230	4.6354
March	4.6386	4.6185	4.6303
April	4.6479	4.6306	4.6401
May	4.6530	4.6290	4.6372
June	4.6311	4.5882	4.6084
July	4.6191	4.5902	4.6009
August	4.6042	4.5642	4.5803
September	4.6018	4.5605	4.5755
October	4.6068	4.5578	4.5782
November	4.6075	4.5143	4.5509
December	4.5220	4.4668	4.4924