2020 HNL to PKR Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2020.
2020 HNL to PKR Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2020
During 2020, the HNL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 6.8587. Conversely, the yearly low was recorded on January 14, dropping to 6.1203.
This high-to-low spread represents a total annual volatility of 0.7383 PKR. From a start-to-finish perspective, comparing the January average rate of 6.2429 to the December average rate of 6.6113, the exchange rate registered a net change of 5.90% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2020 high of 6.8587 was down 34.23% compared to the 2019 peak of 10.4280, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HNL based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2020.
HNL to PKR Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 6.4169, compared to 6.6677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2507 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2020 was March, with a trading range of 0.4858 PKR (High: 6.6752 / Low: 6.1893). On the other end, September was the most stable month, with a tight range of 0.0486 PKR (High: 6.7409 / Low: 6.6923).
Growth Streaks & Declines
TrendsBetween May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1859 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (August 2020: 6.7990) against the same month in 2019 (average: 6.4862), the exchange rate shifted by +0.3128 (+4.82%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 6.3142 | 6.1203 | 6.2429 |
| February | 6.2740 | 6.1844 | 6.2206 |
| March | 6.6752 | 6.1893 | 6.3649 |
| April | 6.7357 | 6.4240 | 6.6082 |
| May | 6.5283 | 6.3581 | 6.4224 |
| June | 6.7522 | 6.5398 | 6.6426 |
| July | 6.7939 | 6.6767 | 6.7207 |
| August | 6.8587 | 6.7079 | 6.7990 |
| September | 6.7409 | 6.6923 | 6.7191 |
| October | 6.6988 | 6.5199 | 6.6260 |
| November | 6.6249 | 6.4552 | 6.5299 |
| December | 6.6369 | 6.5677 | 6.6113 |