2012 HNL to SCR Historical Review

YEARLY HIGH

0.7876 SCR

YEARLY LOW

0.6574 SCR

YEARLY AVERAGE

0.7114 SCR

2012 HNL to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 0.7876. Conversely, the yearly low was recorded on December 25, dropping to 0.6574.

This high-to-low spread represents a total annual volatility of 0.1302 SCR. From a start-to-finish perspective, comparing the January average rate of 0.7290 to the December average rate of 0.6598, the exchange rate registered a net change of -9.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7876 was up 8.12% compared to the 2011 peak of 0.7284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,938 SCR

2011 Average 3,292 SCR

Yearly Trough Low 3,287 SCR

Transaction Impact: A difference of 650.98 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7728

0.6495

JanuMarcMayJulySeptNove

HNL to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7399, compared to 0.6829 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0570 points.

H1 Avg (Jan–Jun) 0.7399

H2 Avg (Jul–Dec) 0.6829

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0697 SCR (High: 0.7341 / Low: 0.6644). On the other end, December was the most stable month, with a tight range of 0.0063 SCR (High: 0.6637 / Low: 0.6574).

August Spread (Volatile) ±0.0697

December Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0806 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0806

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.7625) against the same month in 2011 (average: 0.6468), the exchange rate shifted by +0.1157 (+17.88%).

2012 Avg (July) 0.7625

2011 Avg (July) 0.6468

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7450	0.7020	0.7290
February	0.7514	0.7245	0.7350
March	0.7489	0.7168	0.7394
April	0.7524	0.7232	0.7360
May	0.7658	0.7262	0.7418
June	0.7714	0.7398	0.7581
July	0.7876	0.7274	0.7625
August	0.7341	0.6644	0.6819
September	0.6679	0.6583	0.6637
October	0.6712	0.6611	0.6657
November	0.6682	0.6595	0.6640
December	0.6637	0.6574	0.6598