2016 HNL to SCR Historical Review

YEARLY HIGH

0.6348 SCR

YEARLY LOW

0.5555 SCR

YEARLY AVERAGE

0.5830 SCR

2016 HNL to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 0.6348. Conversely, the yearly low was recorded on June 28, dropping to 0.5555.

This high-to-low spread represents a total annual volatility of 0.0793 SCR. From a start-to-finish perspective, comparing the January average rate of 0.5832 to the December average rate of 0.5740, the exchange rate registered a net change of -1.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.6348 was down 6.07% compared to the 2015 peak of 0.6758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,174 SCR

2015 Average 3,069 SCR

Yearly Trough Low 2,777 SCR

Transaction Impact: A difference of 396.65 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.5977

0.5718

JanuMarcMayJulySeptNove

HNL to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5878, compared to 0.5783 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0095 points.

H1 Avg (Jan–Jun) 0.5878

H2 Avg (Jul–Dec) 0.5783

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.0661 SCR (High: 0.6348 / Low: 0.5687). On the other end, September was the most stable month, with a tight range of 0.0142 SCR (High: 0.5874 / Low: 0.5733).

February Spread (Volatile) ±0.0661

September Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0131 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.5934) against the same month in 2015 (average: 0.6631), the exchange rate shifted by -0.0697 (-10.51%).

2016 Avg (February) 0.5934

2015 Avg (February) 0.6631

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6069	0.5708	0.5832
February	0.6348	0.5687	0.5934
March	0.6008	0.5728	0.5879
April	0.6258	0.5663	0.5955
May	0.6125	0.5761	0.5899
June	0.5893	0.5555	0.5768
July	0.5923	0.5566	0.5778
August	0.5900	0.5719	0.5791
September	0.5874	0.5733	0.5800
October	0.5881	0.5701	0.5796
November	0.5895	0.5695	0.5792
December	0.5812	0.5616	0.5740