2012 HNL to SVC Historical Review

YEARLY HIGH

0.4610 SVC

YEARLY LOW

0.4395 SVC

YEARLY AVERAGE

0.4530 SVC

2012 HNL to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.4610. Conversely, the yearly low was recorded on December 31, dropping to 0.4395.

This high-to-low spread represents a total annual volatility of 0.0215 SVC. From a start-to-finish perspective, comparing the January average rate of 0.4594 to the December average rate of 0.4408, the exchange rate registered a net change of -4.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4610 was down 1.10% compared to the 2011 peak of 0.4661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,305 SVC

2011 Average 2,313 SVC

Yearly Trough Low 2,198 SVC

Transaction Impact: A difference of 107.33 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4613

0.4389

JanuMarcMayJulySeptNove

HNL to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4591, compared to 0.4470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0121 points.

H1 Avg (Jan–Jun) 0.4591

H2 Avg (Jul–Dec) 0.4470

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0107 SVC (High: 0.4575 / Low: 0.4468). On the other end, March was the most stable month, with a tight range of 0.0004 SVC (High: 0.4592 / Low: 0.4588).

August Spread (Volatile) ±0.0107

March Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0093 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.4594) against the same month in 2011 (average: 0.4624), the exchange rate shifted by -0.0029 (-0.63%).

2012 Avg (January) 0.4594

2011 Avg (January) 0.4624

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4610	0.4588	0.4594
February	0.4591	0.4585	0.4590
March	0.4592	0.4588	0.4589
April	0.4593	0.4587	0.4591
May	0.4592	0.4585	0.4590
June	0.4592	0.4588	0.4590
July	0.4593	0.4512	0.4589
August	0.4575	0.4468	0.4496
September	0.4471	0.4452	0.4460
October	0.4452	0.4438	0.4443
November	0.4437	0.4418	0.4423
December	0.4418	0.4395	0.4408