2016 HNL to SVC Historical Review

YEARLY HIGH

0.3935 SVC

YEARLY LOW

0.3726 SVC

YEARLY AVERAGE

0.3842 SVC

2016 HNL to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.3935. Conversely, the yearly low was recorded on December 21, dropping to 0.3726.

This high-to-low spread represents a total annual volatility of 0.0209 SVC. From a start-to-finish perspective, comparing the January average rate of 0.3899 to the December average rate of 0.3751, the exchange rate registered a net change of -3.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3935 was down 6.25% compared to the 2015 peak of 0.4197, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,968 SVC

2015 Average 2,016 SVC

Yearly Trough Low 1,863 SVC

Transaction Impact: A difference of 104.30 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3914

0.3736

JanuMarcMayJulySeptNove

HNL to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3873, compared to 0.3811 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.3873

H2 Avg (Jul–Dec) 0.3811

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0078 SVC (High: 0.3843 / Low: 0.3765). On the other end, April was the most stable month, with a tight range of 0.0013 SVC (High: 0.3881 / Low: 0.3868).

November Spread (Volatile) ±0.0078

April Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0047 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.3899) against the same month in 2015 (average: 0.4159), the exchange rate shifted by -0.0260 (-6.24%).

2016 Avg (January) 0.3899

2015 Avg (January) 0.4159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3935	0.3880	0.3899
February	0.3886	0.3864	0.3873
March	0.3872	0.3855	0.3866
April	0.3881	0.3868	0.3874
May	0.3880	0.3863	0.3871
June	0.3865	0.3841	0.3852
July	0.3848	0.3831	0.3840
August	0.3838	0.3819	0.3826
September	0.3840	0.3820	0.3828
October	0.3841	0.3810	0.3824
November	0.3843	0.3765	0.3798
December	0.3772	0.3726	0.3751