2018 HNL to SVC Historical Review

YEARLY HIGH

0.3828 SVC

YEARLY LOW

0.3575 SVC

YEARLY AVERAGE

0.3660 SVC

2018 HNL to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.3828. Conversely, the yearly low was recorded on December 2, dropping to 0.3575.

This high-to-low spread represents a total annual volatility of 0.0253 SVC. From a start-to-finish perspective, comparing the January average rate of 0.3702 to the December average rate of 0.3607, the exchange rate registered a net change of -2.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3828 was down 0.14% compared to the 2017 peak of 0.3834, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,914 SVC

2017 Average 1,864 SVC

Yearly Trough Low 1,788 SVC

Transaction Impact: A difference of 126.59 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3719

0.3592

JanuMarcMayJulySeptNove

HNL to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3690, compared to 0.3629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.3690

H2 Avg (Jul–Dec) 0.3629

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0253 SVC (High: 0.3828 / Low: 0.3575). On the other end, August was the most stable month, with a tight range of 0.0012 SVC (High: 0.3650 / Low: 0.3639).

December Spread (Volatile) ±0.0253

August Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0030 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.3607) against the same month in 2017 (average: 0.3703), the exchange rate shifted by -0.0096 (-2.60%).

2018 Avg (December) 0.3607

2017 Avg (December) 0.3703

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3722	0.3692	0.3702
February	0.3720	0.3700	0.3708
March	0.3707	0.3695	0.3703
April	0.3702	0.3679	0.3696
May	0.3706	0.3660	0.3681
June	0.3678	0.3639	0.3652
July	0.3667	0.3637	0.3649
August	0.3650	0.3639	0.3643
September	0.3645	0.3630	0.3639
October	0.3640	0.3627	0.3633
November	0.3625	0.3585	0.3603
December	0.3828	0.3575	0.3607