2016 HNL to TZS Historical Review

YEARLY HIGH

97.7469 TZS

YEARLY LOW

92.6901 TZS

YEARLY AVERAGE

96.0044 TZS

2016 HNL to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 97.7469. Conversely, the yearly low was recorded on December 19, dropping to 92.6901.

This high-to-low spread represents a total annual volatility of 5.0568 TZS. From a start-to-finish perspective, comparing the January average rate of 97.2751 to the December average rate of 93.3493, the exchange rate registered a net change of -4.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 97.7469 was down 7.87% compared to the 2015 peak of 106.1022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 488,734 TZS

2015 Average 469,104 TZS

Yearly Trough Low 463,451 TZS

Transaction Impact: A difference of 25,283.86 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

97.6677

92.9568

JanuMarcMayJulySeptNove

HNL to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 96.8979, compared to 95.1110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7870 points.

H1 Avg (Jan–Jun) 96.8979

H2 Avg (Jul–Dec) 95.1110

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 2.1745 TZS (High: 95.9618 / Low: 93.7872). On the other end, May was the most stable month, with a tight range of 0.3730 TZS (High: 97.1523 / Low: 96.7792).

November Spread (Volatile) ±2.1745

May Spread (Stable) ±0.3730

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.2908 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.2908

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 97.2751) against the same month in 2015 (average: 84.0597), the exchange rate shifted by +13.2154 (+15.72%).

2016 Avg (January) 97.2751

2015 Avg (January) 84.0597

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	97.7469	96.7499	97.2751
February	97.1678	96.5943	96.8569
March	96.8680	96.3240	96.6788
April	97.5645	96.7462	97.0721
May	97.1523	96.7792	96.9528
June	96.8761	96.1390	96.5519
July	96.5300	95.8682	96.1289
August	96.0551	95.4247	95.6410
September	95.7617	95.2381	95.4839
October	95.8814	95.0713	95.4225
November	95.9618	93.7872	94.6401
December	94.0715	92.6901	93.3493