2018 HNL to TZS Historical Review

YEARLY HIGH

100.6303 TZS

YEARLY LOW

93.8920 TZS

YEARLY AVERAGE

95.2267 TZS

2018 HNL to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 100.6303. Conversely, the yearly low was recorded on December 27, dropping to 93.8920.

This high-to-low spread represents a total annual volatility of 6.7383 TZS. From a start-to-finish perspective, comparing the January average rate of 95.0915 to the December average rate of 94.9162, the exchange rate registered a net change of -0.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 100.6303 was down 3.80% compared to the 2017 peak of 104.6042, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 503,152 TZS

2017 Average 476,695 TZS

Yearly Trough Low 469,460 TZS

Transaction Impact: A difference of 33,691.55 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

96.1651

94.4520

JanuMarcMayJulySeptNove

HNL to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 95.5274, compared to 94.9260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6014 points.

H1 Avg (Jan–Jun) 95.5274

H2 Avg (Jul–Dec) 94.9260

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 6.7383 TZS (High: 100.6303 / Low: 93.8920). On the other end, September was the most stable month, with a tight range of 0.5259 TZS (High: 95.2879 / Low: 94.7620).

December Spread (Volatile) ±6.7383

September Spread (Stable) ±0.5259

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8627 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8627

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 94.9162) against the same month in 2017 (average: 94.8496), the exchange rate shifted by +0.0665 (+0.07%).

2018 Avg (December) 94.9162

2017 Avg (December) 94.8496

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	95.5383	94.4493	95.0915
February	95.9237	95.0904	95.4763
March	95.7197	95.1919	95.5000
April	96.8112	95.2948	96.0223
May	96.4905	95.4755	95.9684
June	96.7501	94.5072	95.1057
July	95.3450	94.6143	94.9662
August	95.7879	94.8507	95.0795
September	95.2879	94.7620	94.9713
October	95.3901	94.7272	95.0277
November	95.5479	94.2822	94.5948
December	100.6303	93.8920	94.9162